The Best Business Credit Cards For Travel In 2024
Comprehensive Guide to the Best Business Credit Cards for Travel in 2024
Best Overall Cards
When it comes to managing business expenses, having the right credit card can make a significant difference, especially for those who travel frequently. Business credit cards designed for travel often come with perks such as rewards points, travel insurance, and no foreign transaction fees. In this guide, we will explore the best overall business credit cards for travel, highlighting their features, benefits, and links for more information.
1. Chase Ink Business Preferred® Credit Card
Overview
The Chase Ink Business Preferred® Credit Card is often regarded as one of the best business credit cards for travel due to its generous rewards program and valuable travel benefits.
Key Features
- Sign-Up Bonus: Earn 100,000 points after spending $15,000 in the first 3 months from account opening.
- Rewards Rate: 3 points per $1 on the first $150,000 spent in combined purchases in select categories (travel, shipping, internet, cable, and phone services) each account anniversary year; 1 point per $1 on all other purchases.
- Annual Fee: $95
- Travel Benefits: Points can be transferred to over 13 travel partners, including airlines and hotels, at a 1:1 ratio.
Why It’s Great for Travel
The ability to earn 3 points per dollar on travel-related expenses makes this card particularly appealing for business owners who frequently travel. The sign-up bonus can also provide a significant boost to your travel rewards.
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Chase Ink Business Preferred® Credit Card
2. American Express Business Gold Card
Overview
The American Express Business Gold Card is another top contender for business owners who travel. It offers flexible rewards and a variety of travel-related benefits.
Key Features
- Sign-Up Bonus: Earn 70,000 Membership Rewards® points after spending $10,000 in the first 3 months.
- Rewards Rate: 4 points per $1 on the 2 categories where your business spends the most each month (up to the first $150,000 in combined purchases per year); 1 point on other purchases.
- Annual Fee: $295
- Travel Benefits: No foreign transaction fees, access to the Global Assist® Hotline, and travel insurance.
Read this also PayPal Credit: The Ultimate Guide
Why It’s Great for Travel
The flexibility of earning 4 points in the top two spending categories allows business owners to maximize their rewards based on their specific travel habits. Additionally, the Membership Rewards program offers a wide range of transfer partners.
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American Express Business Gold Card
3. Capital One Spark Miles for Business
Overview
The Capital One Spark Miles for Business card is a straightforward option for business owners who want to earn travel rewards without complicated categories.
Key Features
- Sign-Up Bonus: Earn 50,000 miles after spending $4,500 in the first 3 months.
- Rewards Rate: 2 miles per $1 on every purchase, with no limits.
- Annual Fee: $95 (waived the first year).
- Travel Benefits: No foreign transaction fees and the ability to redeem miles for any travel purchase.
Why It’s Great for Travel
With a flat 2 miles per dollar on all purchases, this card is ideal for business owners who prefer simplicity and flexibility in earning rewards. The ability to redeem miles for any travel expense adds to its appeal.
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Capital One Spark Miles for Business
4. The American Express® Business Platinum Card™
Overview
The Business Platinum Card® from American Express is a premium travel card that offers extensive benefits for frequent travelers.
Key Features
- Sign-Up Bonus: Earn 120,000 Membership Rewards® points after spending $15,000 in the first 3 months.
- Rewards Rate: 5 points per $1 on flights and prepaid hotels booked through Amex Travel; 1.5 points on eligible purchases of $5,000 or more.
- Annual Fee: $695
- Travel Benefits: Access to over 1,300 airport lounges worldwide, comprehensive travel insurance, and no foreign transaction fees.
Why It’s Great for Travel
The extensive travel benefits, including lounge access and premium travel insurance, make this card a top choice for business owners who travel frequently and value comfort and convenience.
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The Business Platinum Card® from American Express
5. Wells Fargo Business Platinum Credit Card
Overview
The Wells Fargo Business Platinum Credit Card is a solid option for business owners looking for a no-annual-fee card with travel benefits.
Key Features
- Sign-Up Bonus: Earn a $500 cash rewards bonus after spending $3,000 in the first 3 months.
- Rewards Rate: 1.5% cash rewards on every purchase.
- Annual Fee: $0
- Travel Benefits: No foreign transaction fees and access to travel and emergency assistance services.
Why It’s Great for Travel
With no annual fee and a straightforward rewards structure, this card is ideal for small business owners who want to keep costs low while still earning rewards on their travel expenses.
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Wells Fargo Business Platinum Credit Card
Best Business Credit Cards for Travel with No Annual Fee
When it comes to managing business expenses, having the right credit card can make a significant difference, especially for those who travel frequently. Business credit cards designed for travel can offer rewards, perks, and benefits that enhance your travel experience. In this guide, we will explore some of the best business credit cards for travel that come with no annual fee, allowing you to maximize your rewards without the burden of extra costs.
1. Chase Ink Business Cash® Credit Card
Overview
The Chase Ink Business Cash® Credit Card is an excellent option for small business owners who want to earn cash back on their purchases. While it primarily focuses on cash back, it also offers travel benefits that can be advantageous for business travelers.
Key Features
- No Annual Fee: Enjoy the benefits without worrying about an annual fee.
- Cash Back Rewards: Receive 5% cash back on the first $25,000 spent annually on combined purchases at office supply stores, as well as on internet, cable, and phone services. Additionally, earn 2% cash back on the first $25,000 spent each year on combined purchases at gas stations and restaurants. Earn 1% on all other purchases.
- Sign-Up Bonus: Earn a $750 bonus after you spend $7,500 on purchases in the first 3 months from account opening.
- Purchase Protection: Get coverage for new purchases against damage or theft for 120 days.
Travel Benefits
While the card is primarily cash back, you can redeem your cash back for travel expenses, making it a versatile option for business travelers.
Learn more about Chase Ink Business Cash® Credit Card
2. American Express Blue Business Cash™ Card
Overview
The American Express Blue Business Cash™ Card is a solid choice for businesses looking to earn cash back on their purchases without an annual fee. It also offers flexibility in terms of reward redemption.
Key Features
- No Annual Fee: Enjoy the benefit of zero annual fees, helping you keep your expenses down.
- Cash Back Rewards: Earn 2% cash back on the first $50,000 spent in combined purchases each year, then 1%. Earn 1% on all other purchases.
- Flexible Spending Limit: This card offers a flexible spending limit that can be adjusted based on your business needs.
- Sign-Up Bonus: Earn a $250 statement credit after you make $3,000 in purchases in the first 3 months.
Travel Benefits
You can use your cash-back rewards to offset travel expenses, making this card a practical choice for business travelers.
Learn more about American Express Blue Business Cash™ Card
3. Capital One Spark Cash Select Credit Card For Business
Overview
The Capital One Spark Cash Select for Business is a straightforward cash-back card that offers great rewards for business owners without an annual fee.
Key Features
- No Annual Fee: Enjoy the benefits without the cost of an annual fee.
- Cash Back Rewards: Earn unlimited 1.5% cash back on every purchase, every day.
- Sign-Up Bonus: Receive a one-time cash bonus of $200 after you make $3,000 in purchases within the first 3 months of opening your account.
- Employee Cards at No Extra Cost: Add employee cards at no additional cost and earn rewards on their purchases.
Travel Benefits
Cashback can be redeemed for travel expenses, making it a flexible option for business travelers.
Learn more about Capital One Spark Cash Select for Business
4. Wells Fargo Business Platinum Credit Card
Overview
The Wells Fargo Business Platinum Credit Card is designed for businesses that want to earn rewards while keeping costs low. It offers a simple reward structure and no annual fee.
Key Features
- No Annual Fee: Keep your expenses down with no annual fee.
- Rewards Program: Earn 1.5% cash back on every purchase, with no limits.
- Introductory Offer: 0% introductory APR for the first 9 months on purchases and balance transfers.
- Employee Cards: Include employee cards at no extra charge and receive rewards for their purchases.
Travel Benefits
Cashback can be used for travel expenses, providing flexibility for business travelers.
Learn more about Wells Fargo Business Platinum Credit Card
5. United States Bank Mastercard® Business Cash Rewards World Elite™
Overview
The U.S. Bank Business Cash Rewards World Elite™ Mastercard® is a great option for businesses looking to earn cash back on their purchases without an annual fee.
Key Features
- No Annual Fee: Enjoy the benefits without the burden of an annual fee.
- Cash Back Rewards: Earn 3% cash back on eligible gas station, office supply store, and cell phone service purchases, and 1% on all other purchases.
- Sign-Up Bonus: Earn a $500 bonus after you spend $4,500 in the first 150 days of account opening.
- Flexible Redemption Options: Redeem cash back for travel expenses or other purchases.
Travel Benefits
The cashback earned can be used to offset travel costs, making it a practical choice for business travelers.
Learn more about U.S. Bank Business Cash Rewards World Elite™ Mastercard®
Best Premium Business Credit Cards for Travel
When it comes to managing business expenses, especially for those who travel frequently, having the right credit card can make a significant difference. Premium business credit cards not only offer rewards and benefits tailored for travel but also provide additional perks that can enhance your overall travel experience. In this guide, we will explore some of the best premium business credit cards for travel, highlighting their features, benefits, and links for more information.
1. Chase Ink Business Preferred® Credit Card
Overview
The Chase Ink Business Preferred® Credit Card is a top choice for business owners who travel frequently. It provides a strong rewards program along with valuable travel perks.
Key Features
- Sign-Up Bonus: Receive 100,000 points by spending $15,000 within the first three months.
- Rewards Rate: 3 points per dollar on the first $150,000 spent in combined purchases in select categories (travel, shipping, internet, cable, and phone services) each account anniversary year; 1 point per dollar on all other purchases.
- Travel Benefits: Enjoy no foreign transaction fees, trip cancellation coverage, and primary rental car insurance.
- Annual Fee: $95.
Why Choose This Card?
The Ink Business Preferred® is ideal for businesses that spend heavily on travel and related categories. The points can be transferred to numerous travel partners, providing flexibility in redeeming rewards.
Learn more about Chase Ink Business Preferred® Credit Card
2. American Express Business Platinum Card®
Overview
The American Express Business Platinum Card® is designed for business owners who want premium travel benefits and rewards.
Key Features
- Sign-Up Bonus: Earn 120,000 Membership Rewards® points after spending $15,000 in the first 3 months.
- Rewards Rate: 5 Earned points for every dollar spent on flights and prepaid hotels booked via Amex Travel, and receive 1.5 points on eligible purchases of $5,000 or more.
- Travel Benefits: Access to over 1,300 airport lounges worldwide, complimentary hotel benefits, and no foreign transaction fees.
- Annual Fee: $695.
Why Choose This Card?
This card is perfect for frequent travelers who value luxury and convenience. The extensive travel perks, including lounge access and hotel benefits, make it a premium choice.
Learn more about American Express Business Platinum Card®
3. Capital One Spark Miles for Business
Overview
The Capital One Spark Miles for Business card is a straightforward option for business owners looking to earn travel rewards without complicated categories.
Key Features
- Sign-Up Bonus: Earn 50,000 miles after spending $4,500 in the first 3 months.
- Rewards Rate: 2 miles per dollar on every purchase, with no limits.
- Travel Benefits: No foreign transaction fees, travel accident insurance, and access to travel assistance services.
- Annual Fee: $95 (waived the first year).
Why Choose This Card?
The simplicity of earning 2 miles on every purchase makes this card appealing to businesses that want to accumulate travel rewards without tracking spending categories.
Learn more about Capital One Spark Miles for Business
4. CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
Overview
For businesses that frequently fly with American Airlines, the CitiBusiness® / AAdvantage® Platinum Select® Mastercard® offers excellent travel rewards.
Key Features
- Sign-Up Bonus: Receive 65,000 American Airlines AAdvantage™ bonus miles after spending $4,000 within the first 4 months.
- Rewards Rate: 2 miles per dollar on eligible American Airlines purchases, telecommunications, and gas station purchases; 1 mile on all other purchases.
- Travel Benefits: First checked bag free on domestic American Airlines flights, preferred boarding, and no foreign transaction fees.
- Annual Fee: $99 (first-year fee waived).
Why Choose This Card?
This card is ideal for businesses that are loyal to American Airlines, providing valuable perks that can enhance the travel experience.
Learn more about CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
5. American Delta SkyMiles® Gold Business Express Card
Overview
The Delta SkyMiles® Gold Business American Express Card is a great option for businesses that frequently fly with Delta Air Lines.
Key Features
- Sign-Up Bonus: Earn 70,000 bonus miles after spending $5,000 in the first 3 months.
- Rewards Rate: 2 miles per dollar on Delta purchases, at restaurants, and on U.S. shipping; 1 mile on all other purchases.
- Travel Benefits: First checked bag free on Delta flights, priority boarding, and no foreign transaction fees.
- Yearly Fee: $99 (1st year waived ).
Why Choose This Card?
This card is perfect for Delta loyalists, offering valuable benefits that can enhance the travel experience for business travelers.
Learn more about Delta SkyMiles® Gold Business American Express Card
Hotel Rewards Cards
When it comes to managing business expenses, having the right credit card can make a significant difference, especially for those who travel frequently. Hotel rewards cards not only help you earn points for stays but also offer various perks that can enhance your travel experience. In this guide, we will explore some of the best business credit cards specifically designed for hotel rewards, highlighting their features, benefits, and links for more information.
1. Marriott Bonvoy Business American Express Card
Overview
The Marriott Bonvoy Business American Express Card is an excellent choice for business owners who frequently stay at Marriott properties. With a vast portfolio of hotels under the Marriott umbrella, including brands like Sheraton, Westin, and Ritz-Carlton, this card offers substantial rewards for hotel stays.
Key Features
- Sign-Up Bonus: Earn 75,000 bonus points after spending $3,000 in the first three months.
- Rewards Rate: Earn 6x points on eligible purchases at Marriott hotels, 4x points on U.S. restaurants, gas stations, and wireless phone services, and 2x points on all other purchases.
- Annual Fee: $125 (waived for the first year).
- Free Night Award: Receive a free night award each year after your account anniversary, valid for a one-night stay at a property costing up to 35,000 points.
Benefits
- Automatic Silver Elite Status: Enjoy benefits like late checkout and priority late checkout.
- No Foreign Transaction Fees: Perfect for traveling abroad.
- Flexible Redemption Options: Points can be redeemed for free nights, travel packages, and more.
More Information
Marriott Bonvoy Business American Express Card
2. Hilton Honors American Express Business Card
Overview
The Hilton Honors American Express Business Card is perfect for business travelers who prefer Hilton hotels. With a wide range of properties, from budget to luxury, this card offers excellent rewards and benefits.
Key Features
- Sign-Up Bonus: Earn 130,000 Hilton Honors Bonus Points after spending $3,000 in the first three months.
- Rewards Rate: Earn 12x points on eligible purchases at Hilton hotels, 6x points on U.S. restaurants, gas stations, and wireless phone services, and 3x points on all other purchases.
- Annual Fee: $95 (not waived).
- Free Weekend Night Reward: Earn a free weekend night reward after your first card anniversary.
Benefits
- Automatic Gold Status: Enjoy perks like room upgrades and complimentary breakfast.
- No Foreign Transaction Fees: Great for international business trips.
- Flexible Point Redemption: Points can be used for hotel stays, experiences, and more.
More Information
Hilton Honors American Express Business Card
3. World of Hyatt Business Credit Card
Overview
The World of Hyatt Business Credit Card is tailored for business owners who frequently stay at Hyatt hotels. With a focus on luxury and comfort, Hyatt offers a range of properties that cater to various business needs.
Key Features
- Sign-Up Bonus: Earn 60,000 bonus points after spending $5,000 in the first three months.
- Rewards Rate: Earn 4x points on Hyatt hotel stays, 2x points on fitness clubs and gym memberships, and 1x point on all other purchases.
- Annual Fee: $199 (not waived).
- Free Night Award: Receive a free night at any category 1-4 Hyatt hotel after your account anniversary.
Benefits
- Automatic Discoverist Status: Enjoy benefits like late checkout and room upgrades.
- No Foreign Transaction Fees: Ideal for global or international journeys.
- Point Redemption Flexibility: Points can be redeemed for free nights, upgrades, and more.
More Information
World of Hyatt Business Credit Card
4. American IHG Rewards Club Premier Business Credit Card
Overview
The IHG Rewards Club Premier Business Credit Card is ideal for business travelers who prefer InterContinental Hotels Group properties. With a diverse range of hotels, including Holiday Inn and Crowne Plaza, this card offers valuable rewards.
Key Features
- Sign-Up Bonus: Earn 140,000 bonus points after spending $3,000 in the first three months.
- Rewards Rate: Earn 10x points on IHG hotel stays 2x points on gas stations, restaurants, and travel, and 1x points on all other purchases.
- Annual Fee: $99 (not waived).
- Free Night Award: Receive a free night at any IHG hotel after your account anniversary.
Benefits
- Automatic Platinum Elite Status: Enjoy benefits like room upgrades and late checkout.
- No Foreign Transaction Fees: Ideal for international business trips.
- Flexible Redemption Options: Points can be redeemed for hotel stays, merchandise, and more.
More Information
IHG Rewards Club Premier Business Credit Card
5. Radisson Rewards Premier Business Credit Card
Overview
The Radisson Rewards Premier Business Credit Card is a great option for business travelers who frequently stay at Radisson properties. With a focus on comfort and convenience, Radisson offers a range of hotels suitable for business needs.
Key Features
- Sign-Up Bonus: Earn 100,000 bonus points after spending $3,000 in the first three months.
- Rewards Rate: Earn 10x points on eligible purchases at Radisson hotels, 5x points on eligible purchases at restaurants, and 1x point on all other purchases.
- Annual Fee: $75 (not waived).
- Free Night Award: Receive a free night at any Radisson hotel after your account anniversary.
Benefits
- Automatic Gold Status: Enjoy benefits like room upgrades and late checkout.
- No Foreign Transaction Fees: Perfect or ideal for international or global travel.
- Flexible Point Redemption: Points can be redeemed for free nights, gift cards, and more.
More Information
Radisson Rewards Premier Business Credit Card
Best Business Credit Cards For Travel – Airline Miles Cards
In the competitive landscape of business travel, having the right credit card can significantly enhance your travel experience while providing valuable rewards. Airline miles cards, in particular, offer business owners the opportunity to earn miles that can be redeemed for flights, upgrades, and other travel-related expenses. This guide will explore some of the best airline miles credit cards available for businesses in the United States, highlighting their features, benefits, and links for further information.
1. Chase Ink Business Preferred® Credit Card
Overview
The Chase Ink Business Preferred® Credit Card is a top choice for business owners who frequently travel. This card offers a robust rewards program, allowing users to earn 3 points per dollar on the first $150,000 spent in combined purchases in select categories, including travel.
Key Features
- Sign-Up Bonus: Receive 100,000 bonus points after spending $15,000 within the first 3 months of opening your account.
- Rewards: 3 points per dollar on travel, shipping, internet, cable, and phone services; 1 point per dollar on all other purchases.
- Annual Fee: $95.
- Travel Benefits: Enjoy no foreign transaction fees, trip cancellation coverage, and primary rental car insurance.
Link for More Information
Chase Ink Business Preferred® Credit Card
2. American Express® Business Gold Card
Overview
The American Express® Business Gold Card is designed for businesses that spend heavily in specific categories. This card allows users to earn 4 Membership Rewards® points on the 2 categories where your business spends the most each month.
Key Features
- Sign-Up Bonus: Receive 70,000 Membership Rewards™ points after spending $10,000 within the first three months.
- Rewards: 4 points per dollar on the 2 categories where you spend the most each month (from a list of 6 categories); 1 point on other purchases.
- Annual Fee: $295 (no foreign transaction fees).
- Travel Benefits: Access to the American Express Global Lounge Collection and travel insurance.
Link for More Information
American Express® Business Gold Card
3. The Powerful Delta SkyMiles® Gold Business American Express Card
Overview
For businesses that frequently fly with Delta Airlines, the Delta SkyMiles® Gold Business American Express Card is an excellent option. This card allows users to earn miles on every purchase, which can be redeemed for flights and upgrades.
Key Features
- Sign-Up Bonus: Earn 70,000 bonus miles after spending $5,000 in the first 3 months.
- Rewards: 2 miles per dollar on Delta purchases, at restaurants, and on U.S. purchases for shipping; 1 mile on all other purchases.
- Annual Fee: $99 (waived during the very first year).
- Travel Benefits: First checked bag free, priority boarding, and no foreign transaction fees.
Link for More Information
Delta SkyMiles® Gold Business American Express Card
4. UnitedSM Business Card
Overview
The UnitedSM Business Card is ideal for businesses that frequently travel with United Airlines. This card offers a straightforward rewards program and valuable travel benefits.
Key Features
- Sign-Up Bonus: Earn 75,000 bonus miles after spending $5,000 in the first 3 months.
- Rewards: 2 miles per dollar on United purchases, at restaurants, gas stations, and office supply stores; 1 mile on all other purchases.
- Annual Fee: $99 (waived for that very first year).
- Travel Benefits: Free first checked bag, priority boarding, and no foreign transaction fees.
Link for More Information
5. The Southwest Rapid Rewards® Premier Credit Card For Business
Overview
The Southwest Rapid Rewards® Premier Business Credit Card is perfect for businesses that prefer to fly with Southwest Airlines. This card allows users to earn Rapid Rewards points that can be redeemed for flights and other travel perks.
Key Features
- Sign-Up Bonus: Earn 60,000 points after spending $3,000 in the first 3 months.
- Rewards: 2 points per dollar on Southwest purchases and local transit and commuting; 1 point on all other purchases.
- Annual Fee: $99.
- Travel Benefits: No foreign transaction fees and 2 EarlyBird Check-In® credits per year.
Link for More Information
Southwest Rapid Rewards® Premier Business Credit Card
6. Alaska Airlines Visa® Business Credit Card
Overview
The Alaska Airlines Visa® Business Credit Card is an excellent choice for businesses that frequently travel to the West Coast and beyond. This card offers a competitive rewards program and valuable travel benefits.
Key Features
- Sign-Up Bonus: Earn 40,000 bonus miles after spending $3,000 in the first 3 months.
- Rewards: 3 miles per dollar on Alaska Airlines purchases; 1 mile on all other purchases.
- Annual Fee: $75.
- Travel Benefits: Free checked bag for the cardholder and up to 6 companions on the same reservation, no foreign transaction fees.
Link for More Information
Alaska Airlines Visa® Business Credit Card
Best Business Credit Cards for Travel in the United States – Travel Perks And Benefits
When it comes to managing business expenses, having the right credit card can make a significant difference, especially for those who travel frequently. Business credit cards designed for travel often come with a variety of perks and benefits that can enhance your travel experience while providing valuable rewards. This guide will explore some of the best business credit cards for travel in the United States, focusing specifically on their travel perks and benefits.
1. Chase Ink Business Preferred® Credit Card
Travel Perks and Benefits:
- Sign-Up Bonus: Earn 100,000 points after spending $15,000 in the first three months from account opening, which can be redeemed for $1,250 in travel through Chase Ultimate Rewards®.
- 3x Points on Travel: Earn three points per dollar on travel and select business categories, making it easier to accumulate points for future trips.
- Travel Protection: Covers trip cancellation and interruption insurance, auto rental collision damage waiver, and travel accident insurance.
- No Foreign Transaction Fees: Ideal for international travel, as you won’t incur additional charges on purchases made abroad.
For more information, visit Chase Ink Business Preferred.
2. American Express Business Gold Card
Travel Perks and Benefits:
- 4x Membership Rewards® Points: Earn four points on the two categories where your business spends the most each month, including airfare and hotels.
- Flexible Points Redemption: Points can be redeemed for travel through the American Express Travel portal or transferred to various airline and hotel partners.
- Travel Insurance: Offers travel accident insurance, car rental loss and damage insurance, and baggage insurance.
- No Foreign Transaction Fees: Enjoy the freedom to travel internationally without worrying about extra charges.
For more details, visit American Express Business Gold Card.
3. Capital One Spark Miles for Business
Travel Perks and Benefits:
- Unlimited 2x Miles: Earn two miles per dollar on every purchase, making it easy to accumulate miles for travel.
- Sign-Up Bonus: Earn 50,000 miles after spending $4,500 in the first three months, which can be redeemed for $500 in travel.
- No Foreign Transaction Fees: Perfect for business owners who travel internationally.
- Travel Accident Insurance: Provides coverage for accidents that occur while traveling on a common carrier.
For more information, visit Capital One Spark Miles for Business.
4. Hilton Honors American Express Business Card
Travel Perks and Benefits:
- 12x Points on Hilton Purchases: Earn 12 points per dollar spent on eligible purchases at Hilton hotels and resorts.
- 6x Points on U.S. Gas Stations, U.S. Restaurants, and U.S. Shipping: This card rewards you for everyday business expenses that can contribute to your travel plans.
- Free Weekend Night Reward: After spending $15,000 on the card in a calendar year, you receive a free weekend night at participating Hilton properties.
- No Foreign Transaction Fees: Travel without the worry of additional charges on international purchases.
For more details, visit Hilton Honors American Express Business Card.
5. Southwest Quick Rewards® Premier Business Credit Card
Travel Perks and Benefits:
- 2x Points on Southwest Purchases: Earn two points per dollar spent on Southwest Airlines purchases, making it easier to earn free flights.
- Sign-Up Bonus: Earn 60,000 points after spending $3,000 in the first three months, which can be redeemed for flights.
- Anniversary Points: Receive 6,000 bonus points on your card member anniversary, adding to your travel rewards.
- No Foreign Transaction Fees: Ideal for business owners who travel internationally.
For more information, visit Southwest Rapid Rewards Premier Business Credit Card.
6. The Great Delta SkyMiles® Gold Business American Express Card
Travel Perks and Benefits:
- 2x Miles on Delta Purchases: Earn two miles per dollar spent on Delta purchases, making it easier to earn free flights.
- Sign-Up Bonus: Earn 70,000 bonus miles after spending $2,000 in the first three months.
- First Checked Bag Free: Save on baggage fees with the first checked bag free for you and up to eight companions on the same reservation.
- No Foreign Transaction Fees: Travel internationally without incurring extra charges.
For more details, visit Delta SkyMiles Gold Business American Express Card.
7. Marriott Bonvoy Business™ American Express® Card
Travel Perks and Benefits:
- 6x Points on Marriott Purchases: Earn six points per dollar spent at participating Marriott Bonvoy hotels.
- 3x Points on U.S. Restaurants and Flights: This card rewards you for dining and travel expenses.
- Free Night Award: Receive a free night award after your account anniversary, which can be used at participating Marriott properties.
- No Foreign Transaction Fees: Enjoy international travel without additional charges.
For more information, visit Marriott Bonvoy Business American Express Card.
Best Business Credit Cards for Travel: Reward Optimization in the United States
In the competitive landscape of business travel, having the right credit card can significantly enhance your travel experience while optimizing rewards. Business credit cards tailored for travel not only offer valuable perks but also help you earn points or miles that can be redeemed for future travel expenses. This guide will explore some of the best business credit cards for travel in the United States, focusing on their reward optimization features.
1. Chase Ink Business Preferred® Credit Card
Overview
The Chase Ink Business Preferred® Credit Card is a top contender for business owners who frequently travel. It offers a robust rewards program and a variety of travel-related benefits.
Reward Structure
- Earn 3 points per dollar on the first $150,000 spent in combined purchases in select categories, including travel, shipping, internet, cable, and phone services.
- Receive 1 point for every dollar spent on all other purchases.
Sign-Up Bonus
- Receive 100,000 bonus points after spending $15,000 on purchases within the first 3 months of opening your account. This is worth $1,250 in travel when redeemed through Chase Ultimate Rewards®.
Travel Benefits
- No foreign transaction fees.
- Trip cancellation/interruption insurance.
- Primary rental car insurance.
Optimization Tips
To maximize rewards, focus on spending in the bonus categories and consider using the card for larger purchases to quickly reach the sign-up bonus threshold.
Learn more about Chase Ink Business Preferred® Credit Card
2. American Express® Business Gold Card
Overview
The American Express® Business Gold Card is designed for businesses that spend heavily in specific categories, making it an excellent choice for frequent travelers.
Reward Structure
- Earn 4 points per dollar on the 2 categories where your business spends the most each month (from a list of 6 categories).
- Earn 3 points per dollar on flights booked directly with airlines.
- Earn 1 point per dollar on other purchases.
Sign-Up Bonus
- Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases in the first 3 months.
Travel Benefits
- No foreign transaction fees.
- Access to the American Express Global Lounge Collection.
- Travel accident insurance.
Optimization Tips
Analyze your monthly spending to identify which categories you can maximize for the 4 points per dollar benefit. Use the card for airline tickets to earn 3 points per dollar.
Learn more about American Express® Business Gold Card
3. Capital One Spark Miles for Business
Overview
The Capital One Spark Miles for Business card is a straightforward option for business owners who want to earn miles without worrying about category restrictions.
Reward Structure
- Earn 2 miles per dollar on every purchase, with no limits.
- Receive 5 miles for every dollar spent on hotels and rental cars reserved via Capital One Travel.
Sign-Up Bonus
- Earn 50,000 miles after you spend $4,500 on purchases in the first 3 months.
Travel Benefits
- No foreign transaction fees.
- Travel accident insurance.
- 24-hour travel assistance services.
Optimization Tips
Utilize the card for all business expenses to accumulate miles quickly. Take advantage of the higher rewards rate for travel bookings through Capital One Travel.
Learn more about Capital One Spark Miles for Business
4. Hilton Honors American Express Business Card
Overview
For businesses that frequently stay at Hilton properties, the Hilton Honors American Express Business Card offers excellent rewards and benefits.
Reward Structure
- Earn 12 points per dollar on eligible purchases at Hilton hotels and resorts.
- Earn 6 points per dollar on U.S. gas stations, U.S. restaurants, and U.S. shipping purchases.
- Receive 3 points for every dollar spent on all other purchases.
Sign-Up Bonus
- Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 on purchases in the first 3 months.
Travel Benefits
- Complimentary Hilton Honors Gold status.
- No foreign transaction fees.
- Free weekend night reward after your card anniversary.
Optimization Tips
Maximize your points by booking stays at Hilton properties and using the card for gas and dining expenses. The free weekend night reward can significantly enhance your travel experience.
Learn more about Hilton Honors American Express Business Card
5. The Southwest Rewards® Premier Business Credit Card
Overview
For businesses that frequently fly Southwest Airlines, the Southwest Rapid Rewards® Premier Business Credit Card is an excellent choice for earning travel rewards.
Reward Structure
– Earn 2 points per dollar on Southwest purchases and on local transit and commuting, including rideshare.
Receive One (1) point for every dollar spent on all other purchases.
Sign-Up Bonus
- Receive 60,000 points when you spend $3,000 on purchases within the first three months.
Travel Benefits
- No foreign transaction fees.
- 2 EarlyBird Check-In® credits per year.
- 25% back on in-flight purchases.
Optimization Tips
Use the card for Southwest flights and local transit expenses to maximize points. The sign-up bonus can help you earn a free flight quickly.
Learn more about Southwest Rapid Rewards® Premier Business Credit Card